Refinancing Basics: What Homeowners Should Know - Part II
Refinancing is not a decision to be taken lightly, so it's important to approach it with careful consideration.
Read moreCalculators
Our easy-to-use calculators help estimate your borrowing capacity, required deposit and monthly repayments.
Loan calculator
How much can I borrow?
How much can I borrow?
This calculator will give you an indication of the maximum amount you may be able to borrow to buy your own home.
Your details
| Number of applicants | |
| Number of dependants | |
| First home buyer |
Your earnings
| Borrower 1 income (after tax) | |
| Borrower 2 income (after tax) | |
| Borrower 3 income (after tax) | |
| Borrower 4 income (after tax) |
Financial commitments
| Total credit card limits | |
| Other commitments |
Your purchase
| Property type | |
| Suburb | Adelaide |
| Property price |
We estimate you could borrow up to:
HomeStart Loan
Graduate Loan
Low Deposit Loan
View results for
HomeStart Loan and Advantage Loan*
Borrow up to
Based on fortnightly repayments of
Total contribution required
View breakdown
or boost your borrowing power
HomeStart Loan and Shared Equity Option*
Borrow up to
Based on fortnightly repayments of
Total contribution required
View breakdown
Graduate Loan and Advantage Loan*
Borrow up to
Based on fortnightly repayments of
Total contribution required
View breakdown
or boost your borrowing power
Graduate Loan and Shared Equity Option*
Borrow up to
Based on fortnightly repayments of
Total contribution required
View breakdown
Low Deposit Loan and Advantage Loan*
Borrow up to
Based on fortnightly repayments of
Total contribution required
View breakdown
or boost your borrowing power
Low Deposit Loan and Shared Equity Option*
Borrow up to
Based on fortnightly repayments of
Total contribution required
View breakdown
Repayments calculator
How much repayments do I need?
What are my repayments?
This calculator will give you an indication of how much your repayments would be on a HomeStart loan.
Your purchase
| Loan amount |
Your estimated weekly repayments would be:
$0
HomeStart Loan
Graduate Loan
Low Deposit Loan
View results for
HomeStart Loan
Weekly repayments
for an estimated loan term of
Fortnightly repayments
for an estimated loan term of
Monthly repayments
for an estimated loan term of
Graduate Loan
Weekly repayments
for an estimated loan term of
Fortnightly repayments
for an estimated loan term of
Monthly repayments
for an estimated loan term of
Low Deposit Loan
Weekly repayments
for an estimated loan term of
Fortnightly repayments
for an estimated loan term of
Monthly repayments
for an estimated loan term of
Set repayments for peace of mind
Thank you for expressing your interest in home ownership. We are delighted that you are exploring a home loan with HomeStart. If you wish to explore taking the next step or if you have any further questions, please call our friendly team on 1300 636 878. We’re available Monday – Friday 8:30am to 5:30pm.
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