2.89% 3 Year Fixed Rate*
Available for both construction and
established home loans
3 year fixed rate now available for construction customers from the first drawdown, who are eligible for our HomeStart Home Loan or Graduate Loan products. Eligibility criteria, terms and conditions apply. Fees and charges are payable. Existing fixed rate customers may incur break costs.
Learn moreNo LMI and 3% Deposit*
plus upfront costs
*3% deposit for established properties with our Graduate or Low Deposit Loans only. Eligibility criteria, terms and conditions apply. Fees and charges are payable.
Learn moreCoronavirus COVID-19 update
The health and safety of all our employees is paramount, with this in mind HomeStart is making every effort to reduce the impact of COVID-19 within our community.
Learn moreBuying my first home
Learn about the typical steps involved in buying a home, from your first contact with HomeStart up to when you get the keys to move in.
Continue readingOff-the-plan apartments
Get into your own apartment from $4,000*.
Eligibility criteria applies.
Low deposit loans
HomeStart's Graduate Loan is a low deposit loan available to eligible graduates with a Certificate III or higher qualification.
Learn moreLower upfront costs
With HomeStart, you could build your own home with no loan repayments for the first 9 months, or until construction is complete - whichever comes first.
Learn more
