Looking to buy a home but not sure where to start?
Our free online Home Buyer Ready program has all the info you need.
Find out moreCertificate III or higher?
Get started with 2%
deposit + no LMI
Our Graduate Loan could help you buy or build your own home sooner.
2% deposit with our Graduate Loan only. Eligibility criteria, terms and conditions apply. Fees and charges are payable.
Find out moreSafeguarding your repayments
At HomeStart your repayments will only change once a year in line with inflation - not when interest rates change.
*Home loans are subject to eligibility criteria, terms and conditions apply. Fees and charges apply.
Learn moreBoost your buying power
by up to 25% with our Shared Equity Option
Borrow up to 25% of the purchase price as an interest-free and repayment-free loan, whether you’re buying a home or building.
*Eligibility criteria, terms and conditions apply.
Learn moreBuying my first home
Learn about the typical steps involved in buying a home, from your first contact with HomeStart up to when you get the keys to move in.
Continue readingLower upfront costs
With HomeStart, you could build your own home with no loan repayments for the first 9 months, or until construction is complete - whichever comes first.
Learn moreLow deposit loans
HomeStart's Graduate Loan is a low deposit loan available to eligible graduates with a Certificate III or higher qualification.
Learn more
