Building

HomeStart can help get you started on building the home you want, where you want and with the licensed builder you choose.

Building a home with a HomeStart Home Loan or Graduate Loan means you could:

• reduce the amount you need upfront
• choose no loan repayments for the first 9 months
• save on stamp duty costs
• buy land now, build later 

*Based on HomeStart’s standard construction option and assumes customer is eligible for HomeStart's Graduate Loan. Eligibility criteria, terms and conditions apply. Fees and charges are payable.

Buying an apartment off-the-plan is a great way to get into your own home sooner.

Buying off-the-plan means you are purchasing a property that hasn’t been built yet. Because of government grants and HomeStart’s lower upfront costs, buying an apartment off-the-plan is a great way to get into your own home, sooner.

*Based on a purchase price of $199,000, and assumes borrower is eligible for the First Home Owner Grant. Eligibility criteria, terms and conditions apply. Fees and charges are payable.