Our home loans
We offer three distinct primary loans, each tailored to suit different individuals in a variety of circumstances.
When taking out a primary HomeStart loan you also have the option of taking out a secondary loan to either help boost your overall home buying budget or help cover some of the upfront costs, giving you more options.
Secondary Loans to boost your budget
Where you want to live and the kind of home you want to live in are big questions for anyone looking to buy or build a home. Whether your goal is to find a home better suited to your family's needs or you're a single-income household in search of support, HomeStart's two secondary budget-boosting loans could bring your dream home within reach by offering additional funds on top of your primary loan.
Secondary Loans for upfront costs
If upfront costs like deposit, fees and charges are becoming a barrier to getting into your own home. Our secondary loans for upfront costs are designed to give you the extra help you need to get into your own home sooner.
If you’re finding it hard to save enough for the deposit and upfront costs to buy or build a home, the Starter Loan could help by providing up to $10,000. It’s taken in addition to a primary HomeStart loan, with the Starter Loan portion being interest and repayment free for up to seven years.Find out more
Seniors Equity Loan
Your home is a valuable asset and with our Seniors Equity Loan, you can free up some of that value and use it to achieve some of the things you want too today. Our Seniors Equity Loan gives you access to extra funds as a single lump sum or as more regular payments to supplement your day-to-day lifestyle.