Apply for a home loan

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  • Apply for a home loan

Apply for a home loan

You can apply for a HomeStart home loan online at any time. We will save your information as you go through the application, so you can complete it when it suits you.

Before you begin

We recommend you use our calculators to: 

  1. Work out how much you may be able to borrow
  2. See if you have enough funds to cover the up-front fees and deposit
  3. Consider if you can afford your proposed loan repayments

Need help or not sure? Contact us to discuss your options with our team. 

To apply

The online application will take approximately 20-30 minutes and requires information from all applicants who will be named on the application.

Already started an online application? Please login

To complete the application, you will need the following from each applicant.

  • Salary and any other income
  • Liabilities including loans, credit cards and any other debts
  • Detail about your expenses
  • Read and agree to our Privacy Permission

Looking for a Reverse Mortgage

Applications and enquiries relating to our Seniors Equity Loan please call us on 1300 636 878

Are you happy for HomeStart to contact you about our products, services, competitions and newsletters?

All applicants must meet the following eligibility criteria.

Over 18 years of age

Over 18 years of age

An Australian citizen or permanent resident

An Australian citizen or permanent resident

Buying, building or refinancing a home to be owner occupied in South Australia

Buying, building or refinancing a home to be owner occupied in South Australia

Have regular income, this can include your Centrelink benefits

Have regular income, this can include your Centrelink benefits

Not an undischarged bankrupt

Not an undischarged bankrupt

Start Registration

If you would like more information about applying for a HomeStart home loan please contact us on 1300 636 878
By submitting this form, I agree that my information will be stored for use as outlined in our Privacy Statement

Unfortunately you do not qualify for a HomeStart home loan as all applicants must meet the eligibility criteria.

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