Apply for a home loan

Apply for a home loan

You can apply for a HomeStart home loan online at any time. We will save your information as you go through the application, so you can complete it when it suits you.

Before you begin

The online application will take approximately 20-30 minutes and requires information from all applicants who will be named on the application.

Already started an online application? Please login

To complete the application, you will need the following from each applicant.

  • Salary and any other income
  • Liabilities including loans, credit cards and any other debts
  • Detail about your expenses
  • Read and agree to our Privacy Permission
Are you happy for HomeStart to contact you about our products, services, competitions and newsletters?

All applicants must meet the following eligibility criteria.

Over 18 years of age

Over 18 years of age

An Australian citizen or permanent resident

An Australian citizen or permanent resident

Buying, building or refinancing a home to be owner occupied in South Australia

Buying, building or refinancing a home to be owner occupied in South Australia

Have regular income, this can include your Centrelink benefits

Have regular income, this can include your Centrelink benefits

Not an undischarged bankrupt

Not an undischarged bankrupt

If you would like more information about applying for a HomeStart home loan please contact us on 1300 636 878

Unfortunately you do not qualify for a HomeStart home loan as all applicants must meet the eligibility criteria.