| Description |
A loan with lower deposit requirements, available to eligible graduates. |
A loan with lower deposit requirements, to help you get into your own home, sooner. |
HomeStart's standard primary loan. A loan with lower deposit requirements, to help you get into your own home, sooner. |
Combined with a HomeStart primary loan, this is a shared appreciation loan that may allow you to borrow up to 25% of the purchase price as an interest-free and repayment-free loan. |
Combined with a HomeStart primary loan, this loan tops up your borrowing power by up to $70K. Available for customers with a household income of up to $65K per year after tax. |
Combined with a HomeStart primary loan, this loan provides up to $10,000 and is available to people who qualify for a primary HomeStart loan, have a net household income of less than $75,000 for singles and $100,000 for couples, not own another property and have enough funds to cover the deposit, but not enough for the remaining upfront costs, like Stamp Duty. |
Combined with a HomeStart primary loan, this loan provides up to $12,000 to help cover fees and charges. Available to people with a net household income of less than $47,500 p.a. (for applicants with dependents, maximum net household income is up to $57,500 p.a. based on the number of dependents), who have lived in SA for 5 years and intend to remain in SA. |
This loan is commonly referred to as a 'reverse mortgage' and enables you, if 60 or over, to access your home's equity. |
| Voluntary repayments |
Limited to $10,000 p.a. if fixed
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Limited to $10,000 p.a. if fixed
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Limited to $10,000 p.a. if fixed
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Minimum lump sum $10,000 (valuation required)
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✔
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✔
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N/A
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