Use my Equity

As you pay off your home loan, or your home increases in value, your equity grows - and you can use it to achieve more of your goals.

I want to open some doors

If you're a HomeStart customer and want to access the equity in your home, we have some great options, including the Investor Loan if you want to buy more property.

Find out more about our loans with the home loan summary chart.

I'm over 60

If you're over 60 and own or nearly own your home, HomeStart's Seniors Equity Loan is designed to give you the luxury of choosing when to repay your loan.

You can choose to make repayments as it suits you, or defer all payments so the loan only becomes repayable on the sale of the house or when the last co-borrower moves out permanently.*

Three reasons to choose HomeStart

1. Flexible loan solutions to meet your needs
2. Manageable loan repayments with our unique Repayment Safeguard
3. No monthly account keeping fees

Terms, conditions and eligibility criteria apply. Fees and charges are payable.

*Please note that HomeStart may ask for repayments if the loan amount is more than half the value of your home.