Unlocking Equity

Once you’ve built up some equity in your home, HomeStart could help you unlock your equity to access funds.

Equity is the value of your home minus the amount you still owe. Once you’ve built up some equity in your home, HomeStart could help you unlock your equity to access funds for investment, renovations or even a new car.

I'm 60 years old or over

HomeStart’s Seniors Equity Loan is a reverse mortgage for people aged 60 years and over that helps you unlock your home’s equity to start something great, such as:

  • a new car or caravan
  • a dream holiday
  • home improvements

Learn more about the Seniors Equity Loan.

Contact us today to discuss your options to unlock the equity in your home.

I'm an existing HomeStart customer

Home Equity Loan helps you access the equity in your home and is available to fund:

  • House related expenses such as home improvements, repairs, maintenance and council and water rates.
  • Non-house related expenses like a new motor vehicle, holiday, medical treatment or debt consolidation of credit cards or personal loans*. Any non-housing related expenses cannot exceed $20,000 in a single transaction.

*You can only have one debt consolidation transaction for the life of the loan up to $20,000.

Contact HomeStart or your Loan Manager to discuss your options and to apply for this loan.

Terms, conditions, and eligibility criteria, fees and charges apply

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Level 5, 169 Pirie St, Adelaide SA 5000