So, you and Kat still saving for your first home?
Yeah. Feels like we’ve been saving forever.
Coming up with a deposit is slow going.
There’s something different about you.
I’ve been working out.

Get into your own home sooner

Saving up for your first home can seem like it’s taking forever. Wonder how you can get into your own home sooner?

  • From as little as a 3% deposit*

    Deposits for our Graduate Loan and Low Deposit Loan start from 3% of the purchase price.

    We’ll help you apply for the First Home Owners Grant that you might be eligible for, which can be put towards your deposit, fees and charges, and can reduce what you need to pay upfront.

  • With less money upfront

    One of the biggest charges most lenders apply to a low deposit home loan is something called Lenders’ Mortgage Insurance (LMI). It’s an insurance that you pay to protect your lender in case you default on your loan and it can cost you big bucks.

    Here at HomeStart we have a Loan Provision Charge instead which costs a lot less for most customers. You can use that saving to reduce your loan size or borrow more. Either way, with HomeStart you could be moving into your own home a lot sooner.

  • Borrow more without increasing your monthly repayments

    HomeStart’s range of top up loans can be added to a HomeStart loan to boost your borrowing power. This gives you more options when house hunting to choose a better location or bigger home to better suit your family. With most top up loans there’s no need to make any repayments until your primary HomeStart loan has been fully paid.

* Terms, conditions, eligibility criteria, fees and charges apply. 
HomeStart Finance Australian credit licence 388466.