Refinancing

All you need to know about
buying a home

If you have an existing mortgage and want to refinance, HomeStart could be the fresh start you’re looking for.

We can help if you want to:

  • reduce your loan repayments
  • refinance due to a separation or change in circumstance
  • consolidate debt
  • access equity to improve your home or lifestyle.

Reduce your loan repayments

Refinancing with a Breakthrough Loan could help you reduce your current repayments by hundreds of dollars. This is made possible through a shared appreciation arrangement. In return, you share a portion of the home's change in value with us when the property is sold.

Why choose HomeStart?

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South Australia Central Mortgage & Finance Association of Australia