How to apply

All you need to know about
buying a home

To apply for a loan, simply contact us. We can provide you with a quick quote over the phone, and check your eligibility. If you would like to take the next steps, we can talk about them too.

What you need when you call

For a quick quote, you will need:

  • details of your income (e.g. gross salary and Centrelink income)
  • your employment type (e.g. full-time, part-time, casual, contract)
  • details of your debt commitments (e.g. personal loans, car loans, credit and store cards).

To be eligible for a loan you will need:

  • to be buying a home in South Australia, for residential use only
  • to be an Australian citizen or hold Permanent Residency status in Australia
  • to be over 18 years of age
  • $1,000 of savings held for at least three months, or twelve months of good rental history.

Other criteria may apply, depending on which loan you choose.

If you would prefer to speak with someone face-to-face, we can put you in touch with a mobile lender, or make a time for you to come in and see us.

We'll call you Call us - 8203 4000
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South Australia Central Mortgage & Finance Association of Australia