First home buyers

All you need to know about
buying a home

If you want to build or buy your first home, HomeStart can help get you started.

First Home Owner Grants

First home buyers can apply for up to $11,000 in grants. This includes:

  • $7,000 Federal Government First Home Owner Grant
  • $4,000 South Australian Government First Home Bonus Grant.

We will help you apply for the grants, which can be put toward your deposit, fees and charges.

Find out if you are eligible

Reduce upfront costs

Deposits for our Graduate Loan and Low Deposit Loan start from 3% of the property value or purchase price, whichever is less. These options, along with the First Home Owner Grants, can reduce what you need to pay upfront.

Buying a house and land package

Boost & Build helps first home buyers get started on a house and land package sooner. Unlike other lenders, we include your First Home Owner Grants in deposit calculations, which can greatly reduce the amount you need upfront.

We'll call you Call us - 8203 4000
Request an info pack Loan calculators

 
Language options
South Australia Central Mortgage & Finance Association of Australia