Home Equity Loan

A home loan that helps existing HomeStart customers to unlock their home's equity.

A Home Equity Loan helps you access the equity in your home and is available to fund:
 
  • House related expenses such as home improvements, repairs, maintenance and council and water rates.
  • Non-house related expenses like a new motor vehicle, holiday, medical treatment or debt consolidation of credit cards or personal loans*. Any non-housing related expenses cannot exceed $20,000 in a single transaction.

*You can only have one debt consolidation transaction for the life of the loan up to $20,000.

Please note the following:
-  To access more funds you must have equity in your home.
-  You must provide current income and expenditure information.
-  You need to be on a variable rate home loan with HomeStart.
-  Fees do apply and depend on whether a new valuation is required.
 

Contact HomeStart or your Loan Manager to discuss your options and to apply for this loan.

Terms, conditions, and eligibility criteria, fees and charges apply.

Get into your own home sooner

Subscribe to our newsletter

Want to find out more?

Call us on 1300 636 878 or request a call back

 Security code
Privacy statement
Are you an existing customer? Contact us

Connect with us

MyStart

Level 5, 169 Pirie St, Adelaide SA 5000