If you want to buy or build your first home, HomeStart can help you get started sooner.

Buy a home from 3% deposit or build from 6% deposit in South Australia. With less money upfront and the First Home Owners Grant, you can get into your own home sooner.

Apply now

Loans


To buy or build a home in South Australia, HomeStart can help you get started sooner.

Buy a home from 3% deposit or build from 6% deposit. If you need to increase the amount you can borrow, we have a range of subsidised top up loans to help get you into your own home sooner.

Apply now

Loans


Refinancing with HomeStart can help you find a loan that better suits your situation.

With less money upfront and options to borrow more, HomeStart loans could help you reduce your monthly repayments, renovate, or buy the family home after a separation.

We've helped thousands of South Australian families start afresh so get started today.

Apply now

Loans


Unlock the equity in your home and free up your funds.

HomeStart’s equity loans can help you access your home’s equity to free up funds to spend on things like home improvements.

Apply now

Seniors Equity Loan

  • If you’re 60 or over, you could unlock your home’s equity in a lump sum or ad hoc basis.

Home Equity Loan

  • Existing HomeStart customers can access their equity to fund home improvements.