Refinance

Refinance with HomeStart

If you're a current home owner who wants to enjoy the benefits of a HomeStart loan, talk to us about refinancing your existing mortgage.

Benefits:

• Consolidate debt and have just one weekly, fortnightly or monthly repayment
• Borrow extra for a renovation, car or something else you need
• Rework your finances after a relationship ends
• Manageable repayments with the Repayment Safeguard

Reduce your loan repayments

Refinancing with the Breakthrough Loan can potentially reduce your mortgage repayments by hundreds of dollars.

This award winning loan offers a shared appreciation arrangement which can substantially reduce the size of your loan repayments, so you have more money to live your life.

In return, you share a portion of the home's change in value with us when the property is sold.

Why switch to HomeStart

• Manageable repayments with the Repayment Safeguard
  Our unique repayment structure breaks the link between interest rate and repayment amount, so you have greater peace of mind.
• No Lenders Mortgage Insurance
  Unlike most other lenders, we don't charge LMI, potentially saving you thousands of dollars.
• No monthly account keeping fees
  Save on fees every month with HomeStart.

What to consider

Refinancing is a big decision, and we believe in making sure it's the right move for each person. When you come to see us, we will look carefully at your situation and the factors that could impact on your future financial wellbeing so that we can assess the best solution for you.

Tell me more

Eligibility criteria, terms and conditions apply. Fees and charges are payable.