First Home Owner Grant, Bonus and Boost

If you're buying your first home, you may be eligible for up to $11,000 in state and federal government First Home Owner Grants to put toward your deposit, fees and charges.

This includes the $7,000 First Home Owner Grant and the $4,000 First Home Bonus Grant.

To find out if you are eligible, visit the Revenue SA website.

Reduce upfront costs

With HomeStart's Graduate Loan and Low Deposit Loan, you could be able to borrow up to 97% of the property value or purchase price, whichever is less.

Other HomeStart home loan options could let you borrow up to 95%.

These options, combined with the First Home Owner Grants, can substantially reduce your upfront costs - visit the HomeStart loan calculator to find out more.

Start sooner with Boost & Build

Boost & Build helps first home buyers to meet the deposit gap on a house and land package and take full advantage of the First Home Owner Grants.

First home buyers looking to buy a house and land package are generally required to meet all start-up costs upfront, as the grants are not payable until construction starts.

Boost & Build can cover a large portion of these costs until the First Home Owner Grants are received, which significantly reduces the amount you need to contribute upfront for a deposit, fees and charges.

Terms, conditions and eligibility criteria apply. Fees and charges are payable.