Buying my first home

If you want to build or buy your first home, HomeStart can help get you started sooner.

Deposits for our Graduate Loan and Low Deposit Loan start from 3%, and with less money to pay upfront and the First Home Owners Grant (FHOG), you can get into your own home sooner.

Build a new home

First home buyers looking to build their own home can apply for grants in South Australia. This includes the $15,000 First Home Owners Grant (new home or building only). We will help you apply for this grant, which can be put toward your deposit, fees and charges.

Buy an established home

The First Home Owner Grant for established homes ended on 30 June 2014. Contact Revenue SA to find out more.

Reduce upfront costs

Deposits for our Graduate Loan and Low Deposit Loan start from 3% of the property value or purchase price, whichever is less. These options, along with the First Home Owner Grants, can reduce what you need to pay upfront.

Buy a house and land package

HomeStart's Boost & Build helps first home buyers get started with a house and land package sooner. Unlike other lenders, we include your First Home Owner Grant in deposit calculations, which can greatly reduce the amount you need upfront.

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