Building your home or buying a brand new home off-the-plan,
can be a great way to reduce the amount you need to cover the deposit and upfront costs.
So you could get into your own home sooner.
  • Build sooner for less

    From as little as 6% deposit*

    HomeStart can help get you started on building the home you want, where you want and with the licensed builder you choose.

    Building a home with a HomeStart Home Loan or Graduate Loan means you could:

    • reduce the amount you need upfront
    • choose no loan repayments for the first 9 months
    • save on stamp duty costs
    • buy land now, build later 

    Learn more

  • House & land package

    Move into your new home from $3,000*

    Instead of buying a block of land and then finding a builder to build your home, a house and land package bundles it all together.

    This means you can choose one of many standard or customised home designs at the same time you purchase the land.

    By selecting a house and land package with one of HomeStart’s participating builders, you could reduce your upfront costs of building a home to get into your new home, sooner.

    *Based on a total House and Land Package up to $310,000 (land cost of $140,000, build cost of $170,000). Also assumes customer is eligible for the First Home Owner Grant and HomeStart's Graduate Loan.

    Learn more

  • Off-the-plan apartments

    Get into your own apartment from $3,000*

    Buying an apartment off-the-plan is a great way to get into your own home sooner.

    Buying off-the-plan means you are purchasing a property that hasn’t been built yet. Because of government stamp duty concessions, grants and HomeStart’s lower upfront costs, buying an apartment off-the-plan is a great way to get into your own home, sooner.

    *Based on a purchase price of $280,000, and assumes borrower is eligible for HomeStart’s Graduate Loan and the First Home Owner Grant

    Learn more


Get into your own home sooner

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