Budgeting

Tips and tools to help you manage your money

Budgeting

Use your tax return to help you buy a home… next year

Budgeting

26 June 2018

Use your tax return to help you buy a home… next year

With the average Australian tax return at more than $2000 these funds can have a considerable impact in setting your financial future, including buying a home. | Read more

How to plug the leaks in your household budget

BudgetingSaving Tips

01 November 2017

How to plug the leaks in your household budget

Here’s the most common leaks in your household budget, and how to fix them | Read more

How technology could be sabotaging your savings

BudgetingSaving Tips

09 October 2017

How technology could be sabotaging your savings

Technology and innovation has changed the way we buy, shop and bank. But is it ruining your finances? | Read more

What comes first - the baby or the first home?

BudgetingFirst Home BuyersHome LoansSaving Tips

24 August 2017

What comes first - the baby or the first home?

In the 70s the ‘norm’ was to marry, buy your first and for women to have a baby in their early 20s. But times have changed! | Read more

How to buy your first home without a large deposit

BudgetingFirst Home Buyers

29 May 2017

How to buy your first home without a large deposit

You don’t need 20% deposit to buy a home. Here are several ways to buy your first home without a large deposit. | Read more

Budgeting made easy

BudgetingBuying TipsSaving Tips

18 May 2017

Budgeting made easy

Having trouble making and sticking to a budget? We’ve found 5 useful money management apps which are sure to get your budgeting back on track! | Read more

18 May 2017

Budgeting made easy

First home buyers guide to the Federal Budget

BudgetingFirst Home Buyers

12 May 2017

First home buyers guide to the Federal Budget

Find out the Federal Budget measures that will impact first home buyers in Australia. | Read more

Renovate or buy new - what you need to know

BudgetingBuying Tips

08 May 2017

Renovate or buy new - what you need to know

It is the question many home buyers face. Should they buy a brand new or newly renovated home, or a run down property and renovate? Here are the things to consider. | Read more

Home or wedding – what would you choose?

BudgetingBuying TipsFirst Home Buyers

01 March 2017

Home or wedding – what would you choose?

Buying your first home and getting married are two of the biggest financial commitments a couple can make together. What would you choose? | Read more

The five home truths every parent should share

BudgetingBuying TipsFirst Home Buyers

21 February 2017

The five home truths every parent should share

We have the top five pieces of home buying advice every parent should teach their children. | Read more

Rent vs buy? The evidence you can't ignore

BudgetingBuying Tips

15 February 2017

Rent vs buy? The evidence you can't ignore

It’s an age-old debate - are you financially better off to rent or buy a home? | Read more

How to buy a home when you don't earn a lot

BudgetingBuilding A HomeBuying TipsOwning a Home

02 February 2017

How to buy a home when you don't earn a lot

There's an idea out there that you need to be a university graduate to afford a home, but it isn't true... here's how you can buy a home on a moderate to low income. | Read more

Genius K-mart hacks to style your home on a budget

BudgetingSaving Tips

24 January 2017

Genius K-mart hacks to style your home on a budget

Need to give your home decor a lift, but don't have lots of cash to play with? We've found the best K-mart hacks to give you some homes-peration, on a budget. | Read more

Who had it harder buying a home - you or your parents?

BudgetingBuying TipsSaving Tips

12 January 2017

Who had it harder buying a home - you or your parents?

Generational conflict between Gen Y and the Baby Boomers on who had it harder when it comes to buying your first home is alive and well in Australia. | Read more

7 tips to manage your home loan like a pro

BudgetingManaging CreditSaving Tips

04 July 2016

7 tips to manage your home loan like a pro

With a new financial year beginning, now’s a good time to check up on your loan and see how you’re tracking. Here are some great tips to make your handling your home loan as well as you can. | Read more

4 awesome long-weekend escapes in SA. On a budget.

BudgetingSaving Tips

20 April 2016

4 awesome long-weekend escapes in SA. On a budget.

Are you still deciding what to do on the long weekend, but not sure if you can afford to get away? Check out some of these affordable homes away from home in South Australia, and get inspired to get on the road this weekend. | Read more

The frustrations of renters

Borrowing TipsBudgetingBuying TipsFinding A HomeFirst Home BuyersHome LoansSaving TipsStarting Over

12 January 2016

The frustrations of renters

If you have ever rented a home before, you’ll know that it comes with limitations. We asked home buyers and homeowners what their biggest frustrations with renting have been.  | Read more

12 January 2016

The frustrations of renters

Don’t fear your finances

BudgetingBuying TipsFirst Home Buyers

05 October 2015

Don’t fear your finances

If a fear of your financial state is making you want to avoid opening your bills or looking at your bank statement, you’re not alone.  | Read more

05 October 2015

Don’t fear your finances

What is LMI and why do you have to pay it?

BudgetingFirst Home Buyers

30 April 2015

What is LMI and why do you have to pay it?

LMI stands for Lenders Mortgage Insurance and it is designed to provide lenders (banks and home finance providers) with an extra level of protection in case the borrower defaults on (can’t repay) their loan. | Read more

Managing your home loan

BudgetingBuilding A HomeBuying TipsFirst Home BuyersHome LoansOwning a Home

08 January 2015

Managing your home loan

While the focus can be on getting into your own home sooner, it’s equally as important to consider how you will manage your home loan once you have one. | Read more

08 January 2015

Managing your home loan

What’s your New Year’s Resolution?

BudgetingSaving Tips

04 January 2015

What’s your New Year’s Resolution?

It’s that time of year where we all start making promises to ourselves – so how can we make sure we stick to our goals? | Read more

Avoiding costly mortgage insurance

BudgetingBuying TipsFirst Home Buyers

09 December 2014

Avoiding costly mortgage insurance

When shopping around for a home loan, unless you have saved a deposit of at least 20%, chances are you will encounter Lenders Mortgage Insurance (LMI). | Read more

Beating Christmas finance stress

BudgetingFirst Home BuyersSaving Tips

07 December 2014

Beating Christmas finance stress

Extra costs at Christmas can make it harder to meet regular home loan repayments, or derail your home-buying savings goal. John Oliver shares some tips on how to keep your Christmas spending in check. | Read more

How much will I need upfront?

Borrowing TipsBudgetingFirst Home BuyersHome LoansSaving Tips

23 October 2014

How much will I need upfront?

Buying your first home is a great achievement but the upfront costs can make it difficult to get started. | Read more

Handling your home loan

BudgetingHome LoansSaving Tips

28 September 2014

Handling your home loan

Now that you have your home, it’s important to make sure you are managing your home loan as well as you can. Here are some things you should be thinking about… | Read more

28 September 2014

Handling your home loan

Budgeting for 20 somethings

Borrowing TipsBudgetingFirst Home BuyersSaving Tips

07 September 2014

Budgeting for 20 somethings

Tips for graduates on budgeting after school or uni; how to save while paying off your HECS. | Read more

07 September 2014

Budgeting for 20 somethings

Saving your first deposit

BudgetingFirst Home BuyersSaving Tips

01 August 2014

Saving your first deposit

The path to home ownership starts with saving for your first home deposit. For many, it requires a new attitude to financial responsibility and learning some new financial techniques to make your savings grow. | Read more

01 August 2014

Saving your first deposit

How single parents can get started

BudgetingHome LoansSaving TipsStarting Over

30 March 2014

How single parents can get started

Being a single parent is a tough job and can really stretch the budget, but that doesn’t mean you can’t buy a home of your own. We’ve got some tips to help single parents on the path tow home ownership. | Read more

Don’t get caught out by extra costs

Borrowing TipsBudgetingBuilding A HomeFirst Home BuyersSaving Tips

13 March 2014

Don’t get caught out by extra costs

Buying or building a home is one of the biggest financial decisions of your life, so it’s important to be aware of all of the costs involved. Let’s explore some of the less obvious costs so you can prepare and budget for them. | Read more

Budget Test calculator

BudgetingTop Story

27 February 2014

Budget Test calculator

Calculate how much of your income you want to put towards various expenses like housing, food and savings. Take 2 minutes to fill in this free downloadable tool – it could change your budget! | Read more

27 February 2014

Budget Test calculator

How to save through Christmas

BudgetingFirst Home BuyersSaving Tips

22 October 2013

How to save through Christmas

Christmas is predictably an expensive time for any household budget. There are plenty of gifts to give and food to share and none of it comes cheap. Planning is the key...

| Read more

Switch to save

BudgetingBuying TipsOwning a HomeSaving TipsStarting Over

22 October 2013

Switch to save

Have you ever considered switching a bad habit for a good one to help you save money? | Read more

22 October 2013

Switch to save

A fear of finances

Ask the CEOBudgetingFirst Home BuyersSaving Tips

06 September 2013

A fear of finances

If a fear of your financial state is making you want to avoid opening your bills or looking at your bank statement, you’re not alone. | Read more

06 September 2013

A fear of finances

What’s your money personality?

BudgetingFirst Home BuyersManaging CreditSaving Tips

26 August 2013

What’s your money personality?

We are all individual with different personalities and habits that influence how we live our lives, including the way that we handle money. Understanding the traits of your ‘money personality’ could help you manage your finances by rec... | Read more

Calculate all your questions

Borrowing TipsBudgetingFirst Home BuyersManaging CreditSaving Tips

24 July 2013

Calculate all your questions

Hate doing the maths? We can help you calculate! Whether you’re trying to find out how much you can borrow to buy a home, how much you’ll need upfront or where your spending leaks are, there’s a calculator to help. | Read more

Take charge of your finances

Ask the CEOBudgetingSaving Tips

10 July 2013

Take charge of your finances

Have a savings goal and need help to stay on budget? HomeStart’s John Oliver has these top tips to help you set a budget and stick to it. | Read more

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