Borrowing Tips

The ins and outs of your loan application process

Borrowing Tips

Should you lend for love?

Borrowing TipsFirst Home Buyers

10 March 2017

Should you lend for love?

Should parents lend to first home buyers and what are the risks of this act of love? | Read more

6 ways to pay off your home loan sooner

Borrowing TipsBuying TipsHome LoansOwning a Home

23 January 2017

6 ways to pay off your home loan sooner

Paying off your home loan doesn't need to take a lifetime. We've got some tips to reduce your loan term, and pay off your mortgage sooner. | Read more

The fastest way to buy a home

Borrowing TipsFirst Home Buyers

14 December 2016

The fastest way to buy a home

So you’ve decided it’s time to buy a home and take that important step towards becoming a financially responsible adult. You jump online and run the sums. Reasonable income – tick. Houses in your price range – tick. Savings... | Read more

8 tips to get ready for a home loan

Borrowing TipsFirst Home BuyersSaving Tips

03 May 2016

8 tips to get ready for a home loan

Are you thinking about buying a home. but feeling a little daunted about taking on a mortgage? Being prepared is the key to feeling confident, so we've got some tips on how you can get yourself financially prepared for a home loan. | Read more

What does a conveyancer do?

Borrowing Tips

14 April 2016

What does a conveyancer do?

If you’re new to the home buying process, you may not be familiar with what conveyancers do and how they can help you with the process of buying your home.  So, we asked conveyancer Sharyn Ingram from Read more

The frustrations of renters

Borrowing TipsBudgetingBuying TipsFinding A HomeFirst Home BuyersHome LoansSaving TipsStarting Over

12 January 2016

The frustrations of renters

If you have ever rented a home before, you’ll know that it comes with limitations. We asked home buyers and homeowners what their biggest frustrations with renting have been.  | Read more

12 January 2016

The frustrations of renters

Your guide to auctions

Borrowing TipsBuying TipsFinding A HomeFirst Home BuyersHome Loans

02 November 2015

Your guide to auctions

Auctions can be pretty daunting for first home buyers, particularly with all the excitement and expectations about getting into your own home. Don’t stress – we’ve got some tips for you to consider, and help get you started befor... | Read more

02 November 2015

Your guide to auctions

Graduating into home ownership

Borrowing TipsBuying TipsFirst Home BuyersHome LoansSaving Tips

31 October 2014

Graduating into home ownership

Each year, HomeStart conducts research with first homebuyers to understand, among other things, what the greates barriers to owning a home are. | Read more

How much will I need upfront?

Borrowing TipsBudgetingFirst Home BuyersHome LoansSaving Tips

23 October 2014

How much will I need upfront?

Buying your first home is a great achievement but the upfront costs can make it difficult to get started. | Read more

Budgeting for 20 somethings

Borrowing TipsBudgetingFirst Home BuyersSaving Tips

07 September 2014

Budgeting for 20 somethings

Tips for graduates on budgeting after school or uni; how to save while paying off your HECS. | Read more

07 September 2014

Budgeting for 20 somethings

Choosing a loan that fits

Ask the CEOBorrowing TipsFirst Home BuyersHome LoansSaving Tips

22 July 2014

Choosing a loan that fits

With hundreds of home loan options out there, how do you choose one that’s right for your situation? HomeStart’s John Oliver offers some tips on what you should look out for. | Read more

Getting started in the market

Ask the CEOBorrowing TipsBuying TipsFirst Home Buyers

08 May 2014

Getting started in the market

For many recent graduates, leaving university is an exciting time.You’ve got the degree, you’ve started your working career – now it’s time to finally move out of your parents’ place or that crowded share-house. | Read more

Sharing the benefits of home ownership

Ask the CEOBorrowing TipsFirst Home BuyersHome LoansStarting Over

30 April 2014

Sharing the benefits of home ownership

With house prices continuing to rise, one of the big challenges facing homebuyers today is being able to afford the home they want on the income they have. | Read more

What do HomeStart customers say?

Borrowing TipsBuilding A HomeBuying TipsFirst Home BuyersHome LoansOwning a HomeStarting Over

28 March 2014

What do HomeStart customers say?

Are you interested in what others have to say about their HomeStart experience? Then take a look right here and listen to Moira’s story. While working as a nurse and juggling single motherhood... | Read more

Use your equity to suit your lifestyle

Borrowing TipsHome LoansOwning a HomeStarting Over

28 March 2014

Use your equity to suit your lifestyle

Home owners over 60 years of age can take advantage of HomeStart’s Seniors Equity Loan to fund a range of activities including home renovations. Watch how Cheryl and Allen got started on their dream renovations. | Read more

Why your credit report matters

Borrowing TipsBuying TipsFirst Home BuyersHome LoansManaging CreditStarting Over

27 March 2014

Why your credit report matters

Your credit history is an important element of consideration for your home loan approval. It can indicate to your potential lender your previous history with credit commitments, including any defaults, missed repayments or history of bankruptcy. | Read more

8 questions to ask your lender

Borrowing TipsBuying TipsFirst Home BuyersHome Loans

13 March 2014

8 questions to ask your lender

If you’re booked in for a loan interview and wonder what you should ask, here are a few tips to help. | Read more

Don’t get caught out by extra costs

Borrowing TipsBudgetingBuilding A HomeFirst Home BuyersSaving Tips

13 March 2014

Don’t get caught out by extra costs

Buying or building a home is one of the biggest financial decisions of your life, so it’s important to be aware of all of the costs involved. Let’s explore some of the less obvious costs so you can prepare and budget for them. | Read more

What is a valuation?

Ask the CEOBorrowing TipsBuying TipsFirst Home BuyersHome Loans

12 March 2014

What is a valuation?

Despite house valuations being an essential part of almost every home loan application, many people are often unaware of their purpose, how they work and the role they play in getting your home loan approved so here’s some insight from HomeS... | Read more

12 March 2014

What is a valuation?

Helping divorcees get back on their feet

Ask the CEOBorrowing TipsStarting Over

17 January 2014

Helping divorcees get back on their feet

While the emotional strain of divorce is well recognised, the financial stress and impact on housing can have a more lasting impact, particularly for mothers with dependent children. | Read more

First home owner grants

Borrowing TipsBuilding A HomeBuying TipsFirst Home Buyers

02 January 2014

First home owner grants

First home buyers can apply for government grants to help them into home ownership. | Read more

02 January 2014

First home owner grants

Borrow more with shared appreciation

Ask the CEOBorrowing TipsHome LoansStarting Over

22 October 2013

Borrow more with shared appreciation

Got a small deposit and think you can’t afford that more expensive home in the area you want? HomeStart CEO, John Oliver has these top tips to help you get there. | Read more

Calculate all your questions

Borrowing TipsBudgetingFirst Home BuyersManaging CreditSaving Tips

24 July 2013

Calculate all your questions

Hate doing the maths? We can help you calculate! Whether you’re trying to find out how much you can borrow to buy a home, how much you’ll need upfront or where your spending leaks are, there’s a calculator to help. | Read more

Buying with confidence

Borrowing TipsBuying TipsFinding A HomeFirst Home Buyers

27 March 2013

Buying with confidence

Securing pre-approved finance could mean the difference between just finding your dream home and actually being able to buy it. | Read more

27 March 2013

Buying with confidence

What is equity?

Borrowing TipsFirst Home BuyersHome LoansOwning a HomeStarting Over

21 March 2013

What is equity?

If you’re just getting started in the property market, you’ll hear the word ‘equity’ come up frequently. So, what is it? | Read more

21 March 2013

What is equity?

3 things to avoid at a loan interview

Borrowing TipsFirst Home Buyers

04 February 2013

3 things to avoid at a loan interview

Imagine you’ve finally got to loan interview stage, know what you need to bring, and think you’re all set to be approved for a home loan. So what could go wrong? We asked our lending consultants the three most common reasons loans are ... | Read more

How can a financial planner help me?

Borrowing TipsBudgetingOwning a Home

06 September 2012

How can a financial planner help me?

You might think financial planners are for high flying CEOs with money to burn, or maybe only for those in dire financial straits. The reality is a financial planner can be a sound investment for anyone with an interest in their long term financia... | Read more

Can versus should

Borrowing TipsSaving Tips

30 August 2012

Can versus should

Just because you can afford to buy something, does that mean you should? Paul Eadon from Eadon Home Loans helps us answer this frequently asked question. Here is his insight into the matter.
| Read more

30 August 2012

Can versus should

How can HomeStart help me?

Borrowing Tips

18 July 2012

How can HomeStart help me?

Watch HomeStart CEO John Oliver discuss the HomeStart difference on Channel 9’s Building Ideas TV program. | Read more

Want to buy a house?

Borrowing TipsBuying Tips

02 April 2012

Want to buy a house?

Are you ready to buy a home? Here are some tips on getting your finances prepared for when you have a loan interview.
| Read more

02 April 2012

Want to buy a house?

What to ask at loan interview

Borrowing Tips

01 April 2012

What to ask at loan interview

Going through the process of applying for a home loan can be information overload. However, as it’s probably going to be the biggest financial commitment of your life, it’s worth taking the time and effort to make sure you understand e... | Read more

Employment and home loans

Borrowing Tips

01 April 2012

Employment and home loans

When you apply for a home loan, you will need to provide details of how you get your income. Not every lender accepts every type of employment as income, and it’s important to know what counts before you get started. | Read more

When should you call a lender?

Borrowing Tips

01 April 2012

When should you call a lender?

While many people prefer to do their initial research about buying a home online, there comes a time when picking up the phone and speaking with an expert is the next best step. | Read more

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