Choosing a home loan

All you need to know about
buying a home

HomeStart has a range of home loans to get you started. Compare our home loans to see what could work for you.

Our home loans come with options such as:

Low deposit

If you want a loan with a low deposit, our Graduate Loan can help eligible graduates get started with deposits from as low as 3% for established homes and 5% for building.

If you have a good savings history, the Low Deposit Loan has deposit requirements from as low as 3% for established homes.

Choose your rate

You can choose to fix the interest rate on your loan for terms of 1-3 years, or you can select a variable interest rate. You can also split your rate, so a portion is fixed and a portion is variable.

Boost your borrowing power

HomeStart can boost your borrowing power with loans that provide ‘extra’ on top of what you could usually borrow.

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