homebuyers information

Building your home

If you want to build a home to meet your needs and lifestyle, HomeStart can help get you started.

Building a home with a loan from HomeStart means you can:

choose no loan repayments for the first 9 months
reduce the amount you need upfront
save on stamp duty costs
build the home you want
buy land now to build on later.

Choose no loan repayments for the first 9 months

You can choose not to make loan repayments for the first 9 months or until construction is complete, whichever comes first. This means you don’t need to cover loan repayments as well as rent or other payments on your current home.

Reduce the amount you need upfront

If you’re a first home buyer and want to buy a house and land package, HomeStart’s Boost & Build could reduce the amount you need upfront. Unlike other lenders, we include your first home owner grants in deposit calculations, which can greatly reduce the amount you need upfront.

Save on stamp duty costs

When you build, you only pay stamp duty on the land, which can be much less than what you pay on an existing home.

Build the home you want

You can build the home you want, where you want and with the licensed builder you choose. And when you build a new home, you’ll have less upfront maintenance costs.

We can also assist if you want to buy a kit or transportable home.

Call us - 8203 4000